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(9) "Fund fees" means the complete cost of a traditional or collaborative flat mortgage along with extensions otherwise offer of credit whatever the characterization away from a similar and you will is sold with focus, finders costs, or any other charge levied of the a lender yourself otherwise ultimately up against the person having the traditional or cooperative flat financing otherwise facing a merchant off real-estate securing a normal mortgage or a beneficial merchant out-of a portion or offers out of stock otherwise a registration certification otherwise certificates in the a great collaborative flat enterprise protecting an effective collaborative flat loan, or other party towards purchase but one genuine closing costs and you will people submit partnership percentage.